The level of reimbursement for doctor services has been decreased significantly the past 10+ years due to the government – Medicare, major health insurance companies and managed care. It has made for an increasingly different situation for both patients and doctors.
Categories of Insurance
Regardless, we work with Medicare, major insurance – managed care companies, most Preferred Provider Organizations (PPO’s) Union Health Benefit Trust Funds, New Jersey Worker’s Compensation and New Jersey Motor – Auto Vehicle Accident – No Fault insurance.
Partial list of Participating Insurance Companies:
- 1199 SEIU Benefit & Pension Funds
- Active Care Plus
- Aetna Medicare Advantage Northern NJ Prime Plan HMO
- Beech Street
- CHN Solutions
- CIGNA / Great West
- Coventry Healthcare / First Health
- Devon Health Services
- Evolutions Healthcare Systems
- First MCO / Active Care
- Health Republic of NJ (Obmamacare Qualcare HMO Network)
- Horizon Advantage EPO
- Horizon Blue Cross Blue Shield of New Jersey
- Horizon Casualty
- Horizon OMNIA - Tier One
- Intergroup Services Corporation
- Multiplan / PHCS
- Prime Health Services
- RR Medicare
- Three Rivers Provider Network
- UHC Compass Network
- UHC Core Network
- UHC Garden State Network
- United Healthcare
Submission - Assignment of Claims - Co-pays, Co-insurance & Out-of-Network Benefits
Depending on your insurance type, we submit claims to the insurer with assignment of payment for services to us. With some insurances, out–of–networks benefits are used. You are only responsible where a co–pay, deductible or co–insurance is involved. You are also responsible for any balance of the bill that is due.
Should you have secondary insurance company, we will submit claims to them for payment and have payment assigned to us.
Patient Financial Responsibility Forms
Before your first appointment, please familiarize with, download and complete all UOC Patient Financial Responsibility Forms that are part of the Medical Questionnaire form. Bring the forms with you on your first appointment and have them ready to submit to the Front Desk Receptionist upon your arrival. It may save you 30 minutes in the office.
We accept Cash, Check, MasterCard, Visa, American Express and Discover Card. Payment Plans can also be set–up or arranged if it is necessary and/or of assistance.